RATES AND FEES:

This is the most common program. The rates and fees are pass-thru or pass on to you from the processor/issuing banks depending on the network and card types. With this program, you are paying the wholesale rates which are at their minimum. Plus a very small commission to our company and a small transaction fee. 

Cash Discount Program is getting more popular because it eliminates almost all the fees for the merchants. With this program, your business encourages the customers to pay in cash for a small discount percentage. However, if customers use credit/debit cards to pay, they are paying for the services or products at the regular price. The terminal or the pos system will hold the cash discount percentage from the card payments and pay to the processor directly in daily or monthly. In return, the merchants will only have to pay a small monthly fee to maintain the merchant account.

Whichever merchant services company and program you are processing with. We start by doing a rates review using your current merchant statement. We will examine all the fees that are being charged to see where we can save you money. Or if there are any other unnecessary fees that we can eliminate by switching over. We will tell you upfront how much you would save per month before making the decision to switch.